There’s a balance between the convenience that advancement in technology has provided with the fact that it’s created new avenues for potential scams. For this reason, it’s important to be aware of the current scams that are going around during a given period of time, like the FedEx shipping scam that occurred during the holidays, and to take certain steps to protect yourself.

1. Be Mindful of Your Passwords

All online accounts require passwords, and the strength of that password can be the difference between protecting your personal information and exposing it. While it can be difficult to remember multiple passwords, it’s important to have different passwords for different accounts. It’s also important to change your passwords frequently, especially if you hear that an online store or social media platform that you have an account with has been hacked.

2. Don’t Leave a Paper Trail

Just like you shouldn’t write down your passwords, it’s important to be mindful of any other paperwork with identifying personal information. For example, if you receive paper credit card bills, it’s important to shred them before throwing them away. While that may seem obvious, it’s also important to shred offers to apply for credit cards too. As for documents with personal information that you need to keep, such as your tax returns, you should make sure they’re stored in a secure location.

3. Be Vigilant

Although most credit card companies are pretty vigilant about fraudulent activity, and are generally good about reimbursing fraudulent charges, the best way to stay on top of protecting your personal information is to monitor your accounts yourself. So, be diligent about checking your checking and credit card statements to make sure there’s nothing irregular going on. It’s also a good idea to monitor your credit report to make sure that no one has stolen your personal information and applied for a loan or opened a credit card.

Related Resources:

  • Find Consumer Protection Lawyers Near You (FindLaw’s Lawyer Directory)
  • Consumer Protection (FindLaw’s Learn About the Law)
  • Millennials Are Most Likely to Get Hit With Financial Scams (FindLaw’s Common Law)
  • Your Credit Report Was Hacked, Now What? (FindLaw’s Common Law)

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